LITUS Automobiles
Ownership Plans

Any bike. Any budget. Anyone can own.

Ijara Plans structured to Islamic leasing standards, for salaried, self-employed, fishermen, business owners, and first-time buyers.

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6 Plans

One will fit your situation

Fixed Price

Agreed in writing upfront

Fast Approval

Subject to assessment

Early Settlement

No additional charge

How It Works

An Ijara plan is a lease, not a loan

There is no interest and no interest rate. Instead we agree a total lease price with you at the start - one figure, in writing, before anything is signed - and you pay it in equal monthly amounts over an agreed period. That figure never changes. It does not compound, and it does not increase if a payment is late.

At the end of the plan, ownership of the motorcycle transfers to you. If you want to settle early at any point, you can, and there is no additional charge for doing so.

We built six plans rather than one because the Maldives does not have one kind of buyer. A salaried employee in Malé, a fisherman in Laamu with income that varies by season, and a first-time rider with a family guarantor all need different structures. The plan below that fits your situation is the one our team will steer you toward - including when that is the cheaper one.

What we will not tell you

We do not advertise “guaranteed approval”, and we will not quote you a monthly figure we cannot honour. Every application is assessed individually. If a plan is unlikely to work for you, our team will say so at the start rather than take you through a process that ends in a decline.

Our Plans

Six ways to own your motorcycle

Choose the plan that fits your situation. Our team will confirm which you qualify for.

Prime

Lowest advance

For customers who can provide supporting documents or have a previous ownership history with us.

  • Lowest advance requirement
  • Fast approval pathway
  • Flexible early settlement
Available months Plan A: 6, 12, 24 Plan B: 36, 48
Best for Customers with LITUS history

Family

Family guarantor

A practical route for customers supported by an immediate family guarantor.

  • Lower upfront commitment
  • Simple qualification pathway
  • Flexible early settlement
Available months Plan A: 6, 12, 24 Plan B: 36, 48
Best for Family-supported buyers

Secure

Employer guarantee

A balanced option for customers whose employer will act as guarantor.

  • Reduced advance payment
  • Flexible ownership options
  • Flexible early settlement
Available months Plan A: 6, 12, 24 Plan B: 36, 48
Best for Employed customers

Flexi

For mixed incomes

Built for customers whose income comes from more than one source or varies month to month.

  • Flexible guarantor option
  • Accessible approval pathway
  • Flexible early settlement
Available months Plan A: 6, 12, 24 Plan B: 36, 48
Best for Freelancers & fishermen

Freedom

No guarantor

For customers who prefer a simpler application process with greater independence.

  • No guarantor required
  • Simpler approval process
  • Flexible early settlement
Available months Plan A: 6, 12, 24 Plan B: 36, 48
Best for Independent customers

Premium

Lowest total cost

Our shortest-term ownership route, designed for the lowest overall lease cost.

  • Highest advance, shortest term
  • Lowest total lease amount
  • Fastest ownership completion
Available months 6, 12
Best for Lowest cost & short term
Not sure which plan is right?

Call us on 779 7442 or visit any showroom. Our team will look at your situation and tell you which of the six is the best fit - and which you are likely to be approved for.

Find your next ride

Choose your bike.
Make it yours.

Select a model, Ijara plan and lease term to request your quote.

  1. 1 Select Model
  2. 2 Plan & Terms
  3. 3 Get Quote
1

Choose your bike

Select a model to see available plans and terms

View all models
Your motorcycle preview appears here

Select a model

Pick a motorcycle to see the plans offered for it.

Vehicle price
2

Choose your Ijara plan

Select a plan that suits your needs

Compare plans

Select a plan to see who it suits.

3

Choose your lease term

Select the repayment term

Monthly payment will update automatically

Choose Plan A or Plan B to pick your months.

Simple. Transparent. Hassle-free.

How ownership plans work

1

Choose your ride

Select your preferred motorcycle from our range, or from any of this month’s promotions. The offer discount is applied before your plan is calculated.

2

Select a plan

Choose the plan that suits your budget and the documents you can provide. We show you the total lease price and the monthly amount side by side, in writing.

3

Start riding

Complete the process, collect from your showroom, and enjoy your motorcycle. Early settlement stays available throughout at no extra charge.

Questions

Common questions about Ijara plans

Is there any interest charged?

No. An Ijara plan is a lease structured to Islamic leasing standards, not a loan. There is no interest and no interest rate. You agree a fixed total lease price at the start and pay it in equal monthly amounts. That figure does not change and does not compound.

What happens if I want to pay it off early?

You can settle early on any of our six plans, at no additional charge. Speak to our team and they will confirm the settlement figure for your plan.

Can I use a promotion discount with a plan?

Yes on most offers. The discount reduces the price your plan is calculated from, so your monthly amount is lower too. Where an offer is cash-only, it is stated clearly on that offer’s page.

Do I need a guarantor?

It depends on the plan. The Freedom plan requires no guarantor. Family and Secure use a family member or employer respectively. Our team will confirm what your chosen plan needs before you start the application.

How long does approval take?

Usually a few working days once your documents are complete - longer if anything is missing. If you are applying against a promotion deadline, start early and we will tell you honestly whether it is likely to clear in time.

What if my income varies month to month?

The Flexi plan is built for exactly that - customers whose income comes from more than one source or changes seasonally. Fishermen, freelancers and small business owners most often use it.

Ready to find your plan?

Our team will look at your situation and tell you which of the six plans fits - and what you will need to bring.

Chat on WhatsApp Call 779 7442